This paper systematically discusses the impact of non-standardized investment of city commercial banks on the credit risk of the real estate industry.First of all,based on the theory,this paper clarifies the basic definition of non-standardized investment and credit risk,and deeply analyzes the characteristics of commercial banks in non-standardized investment business.On this basis,this paper analyzes how non-standardized investment affects real estate credit risk.In order to deal with these risks,this paper puts forward a series of preventive measures,including optimizing investment portfolio,improving risk management mechanism and strengthening post-investment management and monitoring.Through specific case analysis,this paper demonstrates the specific effectiveness of the above measures.The conclusion of the study points out that when urban commercial banks make non-standardized investment,they must fully consider their potential impact on the credit risk of the real estate industry and take effective measures to ensure the health and stability of the market.
city commercial banksnon-standardized investmentcredit risk of the real estate industry
万方数据
维普
