Research on the Implementation of Inclusive Finance Policy in Qinghai Province from the Perspective of Smith Model
Inclusive finance is born to overcome the problem of financial exclusion,and it plays an important role in meeting the effective financial needs of all levels of society,especially for micro,small and medium-sized enterprises,peasantry,new citizens and other groups.Since becoming the only pilot province in the country's comprehensive demonstration zone for inclusive finance in 2016,Qinghai has introduced a number of inclusive finance policies and gradually explored the formation of an inclusive finance"Qinghai model"with the characteristics of less developed ethnic areas of western China.Policy implementation is the only way to transform policy objectives into policy reality.This paper takes the implementation process of inclusive financial policies in Qinghai as the research object,builds the analysis framework of Smith policy implementation model,points out the factors restricting policy implementation,and puts forward the corresponding optimization path.