商业观察2024,Vol.10Issue(6) :37-40,49.DOI:10.3969/j.issn.2096-0808.2024.06.005

探索"绿色+普惠+科技"金融融合发展路径

Exploring the Integrated Development Path of the"Green Plus Inclusion Plus Technology"Finance

王珣 闫丽娟 顾楷侃
商业观察2024,Vol.10Issue(6) :37-40,49.DOI:10.3969/j.issn.2096-0808.2024.06.005

探索"绿色+普惠+科技"金融融合发展路径

Exploring the Integrated Development Path of the"Green Plus Inclusion Plus Technology"Finance

王珣 1闫丽娟 2顾楷侃3
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作者信息

  • 1. 湖州职业技术学院 经济管理与电商学院,浙江 湖州 313000
  • 2. 北京联合大学,北京 100101
  • 3. 湖州银行,浙江 湖州 313000
  • 折叠

摘要

深耕绿色普惠金融融合发展,是推动我国经济社会高质量发展的必然趋势.科技赋能是绿色普惠金融融合发展,推动金融体系转型的引擎.基于"绿色+普惠+科技"金融发展现状,文章深入分析三者融合发展的协同效应,搭建了"绿色+普惠+科技"融合发展新型金融业务框架,并就融合发展瓶颈提出优化路径:明确"绿色+普惠+科技"金融界定与评价标准、构建完备的金融制度体系、完善全方位、多重预警模式的风控体系以及提高科研能力四点建议.

Abstract

Deepening the integration and development of green inclusive finance is an inevitable trend to promote high-quality economic and social development in China.Technology empowerment is the engine for the integrated development of green inclusive finance and the transformation of the financial system.Based on the current development status of"green plus inclusion plus technology"finance,this article deeply analyzes the synergistic effect of the three integrated development,builds a new financial business framework of"green plus inclusion plus technology"integrated development,and proposes optimization paths for the bottleneck of integrated development.It clarifies the definition and evaluation standards of"green plus inclusion plus technology"finance,constructs a complete financial system,improves all aspects risk control system with multiple warning modes,and improves scientific research capabilities.

关键词

绿色金融/普惠金融/科技金融/融合发展

Key words

green finance/inclusive finance/technology finance/integrated development

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基金项目

湖州职业技术学院校级规划课题()

出版年

2024
商业观察

商业观察

ISSN:
参考文献量6
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