Research on Financing Strategies of Small and Medium-Sized Enterprises Under the Background of Digital Finance
Under the condition of market economy,small and medium-sized enterprises are limited by their own weak quality,inadequate information grasp and weak ability to resist risks,so the contradiction of difficult and expensive financing can not be effectively solved for a long time.With the development of digital financial services,the financing constraints of small and medium-sized enterprises can be alleviated to a certain extent,and the ecological environment of financing for them can be improved.This paper starts with the financing dilemma facing small and medium-sized enterprises,summarizes the current situation of the digital finance industry in China,analyzes its positive role in the financing process of small and medium-sized enterprises,and finally puts forward some countermeasures and suggestions such as valuing the application of digital financial technology,establishing and improving law and regulation system,improving the credit information system of small and medium-sized enterprises,in order to promote the improvement in the financing efficiency of small and medium-sized enterprises.
digital financesmall and medium-sized enterprisesfinancing dilemmafinancing strategies