Analysis on the Capital Supervision of China's Commercial Banks
Effective supervision of bank capital is imperative for the banking sector and the broader economy.Capital supervision is the core of macroprudential oversight.It can reinforce commercial banks'commitment to solidity and resilience,thus mitigating systemic risks within the banking industry.Presently,the continuous evolution of capital supervision in our nation presents significant challenges to banks of systemic importance as well as to small and medium-sized institutions.This has highlighted deficiencies such as the underutilization of countercyclical buffer capital and a shortfall in proactive financial risk management.This paper advocates for a suite of policy recommendations aimed at refining capital management modes,expediting financial innovation,fostering differentiated growth strategies,implementing bespoke liquidity standards,and the prompt adjustment of supervisory frameworks.
commercial bankscapital supervisioncapital adequacy ratio
NETL
NSTL
万方数据
维普
