Research on the Problems and Countermeasures in the Development of New Rural Financial Institutions
To better promote rural economic development,national government departments have proposed measures such as supporting the development of farmers'professional cooperatives and leading enterprises,and promoting integrated urban-rural economic and social development.These initiatives indirectly indicate that China attaches great importance to rural economic development.Since 2022,Inner Mongolia rural credit cooperatives have maintained strategic determination,stuck to their main responsibilities,and made new progress in business development.This paper uses literature review and logical analysis to research the development of new rural financial institutions in China.The research points out the problems of imperfect market exit mechanism,insufficient capital sources,lack of high-quality talents,and single financial products in the development of new rural financial institutions.It also proposes optimization measures such as establishing a sound market exit mechanism,broadening the capital source channels,improving staff quality,and innovating financial products,aiming to promote the sustainable development of new rural financial institutions and enhance the overall development level of the national economy.