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影子银行对经济金融发展的影响因素分析

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影子银行作为一种游离于传统银行监管体系之外的金融中介业务,对经济金融的发展有着重要影响.文章通过分析影子银行的发展与规模以及其对金融稳定的影响、对经济增长的影响等,探讨了影子银行影响经济金融发展的因素.研究发现,影子银行的发展受到监管政策、金融体系的稳定性等因素的影响,对金融稳定和经济增长具有一定的正面和负面影响.因此,为了实现可持续的经济金融发展,应加强对影子银行的监管和风险管理,优化金融体系和监管政策,提高金融发展的稳定性和经济增长的持续性.
Analysis on the Factors Influencing the Economic and Financial Development of Shadow Banking
Shadow banking,as a financial intermediary business that is detached from the traditional banking regulatory system,has a significant impact on the development of the economy and finance.The paper explores the factors that shadow banking affects economic and financial development by analyzing the development and scale of shadow banking,and its impact on financial stability and economic growth.Research has found that the development of shadow banking is influenced by regulatory policies,the stability of the financial system,and other factors,which have both positive and negative impacts on financial stability and economic growth.Therefore,in order to achieve sustainable economic and financial development,it is necessary to strengthen the supervision and risk management of shadow banking,optimize the financial system and regulatory policies,and improve the stability of finance and the sustainability of economic growth.

shadow bankingfinancial stabilityeconomic growth

李兆祥

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三亚学院,海南 三亚 572022

影子银行 金融稳定 经济增长

2024

商业观察

商业观察

ISSN:
年,卷(期):2024.10(13)
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