数字普惠金融对城乡家庭金融可得性实证研究
Empirical Research on the Influence of Digital Inclusive Finance on the Financial Availability of Urban and Rural Households
刘华仪1
作者信息
- 1. 河南科技大学商学院,河南洛阳 471000
- 折叠
摘要
数字普惠金融发展与城乡家庭金融可得性的关系直接影响着城乡二元经济结构,打破城乡二元结构是当前促进要素更多向乡村流动的重要途径.文章结合CHFS与数字普惠金融发展指数及相关数据,通过Probit与Tobit模型,研究并分析数字普惠金融对城乡家庭金融可得性的影响关系.
Abstract
The relationship between the development of digital inclusive finance and the financial availability of urban and rural households directly affects the urban-rural dual economic structure.Breaking the urban-rural dual structure is an important way to promote the flow of factors to rural areas.This paper combines CHFS and digital inclusive finance development index and related data,studies and analyzes the relationship between digital inclusive finance and the financial availability of urban and rural households through Probit and Tobit models.
关键词
数字普惠金融/城乡家庭金融可得性/数字素养Key words
digital inclusive finance/financial availability of urban and rural households/digital literacy引用本文复制引用
出版年
2024
NETL
NSTL
万方数据