The Transformation of Commercial Banks in the Era of Digital Economy:Strategies,Challenges and Opportunities
This paper aims to explore the core points of the transformation of commercial banks in the era of digital economy,which are grasping the essence of the transformation strategy,the courage to face challenges and the wisdom to identify opportunities.Based on the rapid development of digital economy,this paper analyzes the role evolution of commercial banks in this process,and focuses on the impact of banking business,financial technology(FinTech)innovation,customer demand changes and other factors on the transformation of commercial banks.Through empirical research and theoretical analysis,this paper puts forward a future-oriented digital transformation strategy for commercial banks,and deeply discusses the challenges and opportunities during the transformation process.
digital economycommercial bank transformationtechnological innovation
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