Due to the relatively limited financing channels,small scale,and low popularity in the financial market,as well as the short,frequent and urgent financing process,small and medium-sized enterprises face many difficulties and financing constraints in the financing process.In this context,bank loans are the main channel for indirect financing of small and medium-sized enterprises.The diversified competitive structure formed by the intensified competition will have an impact on the financing constraints of small and medium-sized enterprises.Based on this,this article reviews relevant literature at home and abroad,summarizes existing research conclusions,and puts forward relevant suggestions,in order to provide decision-makers with decision-making basis and propose new solutions to alleviate financing constraints in small and medium-sized enterprises.
关键词
银行竞争/中小企业/融资约束
Key words
bank competition/small and medium-sized enterprises/financing constraints
维普
万方数据