The"insurance+futures"model is an innovative risk management tool in China's agricultural field,a banner for the high-quality development of agricultural insurance,and a reliable means to ensure the income of agricultural producers.At present,the"insurance+futures"model is mostly applied to wheat and other food crops,and the exploration of cash crops such as apples is still in the initial stage.This paper introduces two modes of"insurance+futures",sorts out the current situation of the implementation of the"insurance+futures"model in the main apple producing areas of China,points out the existing problems,and puts forward suggestions such as expanding the scope of the pilot,establishing an information sharing and training system and increasing the support of government financial subsidies,so as to provide a reference path for the pilot of the"insurance+futures"model of other economic agricultural products in China.
关键词
"保险+期货"模式/苹果产业/农业保险/风险管理
Key words
"insurance+futures"model/the apple industry/agricultural insurance/risk management