City commercial banks represented by Bank Z have played an important role in the process of serving local economic development.However,in the current complex economic background at home and abroad,for such regional commercial banks with relatively weak capital strength,we need to continue to pay attention to their market value and creative ability,which requires an accurate grasp of the current situation and appreciation potential of bank value.From the perspective of financial management,based on an overview of the EVA valuation method,this paper selects the 2018-2022 annual report data of Bank Z and applies the EVA valuation model to evaluate the enterprise value of Bank Z.The research shows that in both the historical period and the forecast period,the annual EVA value of Bank Z is positive.In general,the rapid growth is gradually stable.Compared with the intrinsic value of the company,the current stock market value of Bank Z should is generally low,which is basically similar to the poor performance of most domestic commercial banks in the capital market.It is suggested that Bank Z strengthen capital and risk management and market value management,including profit management,and buyback or increase of shares in the stock market to convey favorable information.