商业观察2024,Vol.10Issue(31) :59-64.DOI:10.3969/j.issn.2096-0808.2024.31.009

金融服务实体经济的力度对商业银行盈利能力的影响分析

Analysis of the Influence of Finance Servicing to the Real Economy on the Profitability of Commercial Banks

黎杏群
商业观察2024,Vol.10Issue(31) :59-64.DOI:10.3969/j.issn.2096-0808.2024.31.009

金融服务实体经济的力度对商业银行盈利能力的影响分析

Analysis of the Influence of Finance Servicing to the Real Economy on the Profitability of Commercial Banks

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作者信息

  • 1. 广西民族大学 相思湖学院,广西 南宁 530000
  • 折叠

摘要

金融服务实体一直备受国家重视,为此国家针对银行服务实体经济制定了多项政策,试图提升银行服务实体经济的能力,助力经济的发展,然而银行支持实体经济的力度仍需加大,文章基于 2016-2021 年我国 29 家上市商业银行的面板数据,利用面板数据模型的理论和方法,对商业银行支持实体经济的力度是否影响到银行的经营业绩的问题进行探讨,结果表明,金融服务实体经济的力度不仅不会削弱银行的盈利能力,反而对银行的盈利能力有正向影响.

Abstract

China has always attached great importance to finance servicing the real economy entities and formulated a number of policies for banks to serve the real economy,aiming to improve the ability of banks in serving the real economy and help the economic development,but the strength of banks in supporting the real economy is not satisfactory.Based on the panel data of 29 listed commercial banks in China from 2016 to 2021,this paper uses the theory and method of panel data model to study the impact of the strength of banks serving the real economy on the profitability of banks.The results show that the strength of financial services to the real economy can not weaken the profitability of banks,but help to improve the profitability of banks.

关键词

金融服务实体经济/银行的盈利能力/面板数据模型

Key words

finance servicing the real economy/profitability of bank/panel data model

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出版年

2024
商业观察

商业观察

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