China has pointed out that we should support the development of specialized,high-end and innovation-driven enterprises.In recent years,with China's economic development mode from high-speed growth to quality and efficiency improvment,specialized,high-end and innovation-driven small and medium-sized enterprises are facing more and more obvious financing problems.Over-reliance on"cost-driven",aging technology and equipment,poor risk resistance,backward technology,non-standard financial system and rigid management mechanism make these enterprises encounter many difficulties in loans.At the same time,external factors such as the stereotype of small and medium-sized enterprises by banks and the inadequate implementation of government policies also further aggravate the financing difficulties of these enterprises.These problems seriously restrict the healthy development of specialized,high-end and innovation-driven small and medium-sized enterprises in China.This paper deeply analyzes the problems existing in the financing process of these enterprises,and discusses the fundamental reasons that lead to the difficulty and high cost of financing for them.To solve these problems,this paper puts forward a series of specific measures,in order to help specialized,high-end and innovation-driven small and medium-sized enterprises solve the financing problem and continue to thrive.
specialized,high-end and innovation-driven small and medium-sized enterprisesfinancing distress:techfin
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