摘要
土地金融是理解中国中产阶层大规模快速崛起的重要维度.已有研究尚未对此给予足够关注,经济学和金融学的分析往往忽视土地金融的社会影响.本文尝试从金融社会学视角构建土地金融与中产阶层崛起的分析框架,剖析土地金融塑造中产阶层的动力机制及其后果.研究表明,土地金融促进产业升级与职业中产规模扩增、刺激货币创造撬动中产阶层住房地位快速提升、提供公共资源塑造中产阶层身份认同,加速了中国中产阶层发展壮大,但同时也带来社会风险和金融风险的累积.本文最后就如何防范土地金融带来的风险提出了政策建议.
Abstract
Land finance is a crucial dimension for comprehending the substantial and swift ascent of China's middle class.Prior research has not adequately addressed this issue,and economic and financial analyses frequently overlook its social ramifications.This article seeks to establish an analytical framework from the perspective of financial sociology to explore the relationship between land finance and the emergence of the middle class,scrutinizing the driving mechanisms and consequences of land finance in shaping the middle class.Land finance has played a pivotal role in facilitating industrial upgrading and the expansion of the professional middle class.It has stimulated currency creation and leveraged the rapid enhancement of the housing status of the middle class.Additionally,the provision of public resources has influenced the identity of the middle class,hastening the development and growth of the Chinese middle class.However,simultaneously,it introduces the accumulation of social and financial risks.In conclusion,this article puts forth policy recommendations aimed at mitigating the risks associated with land finance,emphasizing the importance of addressing both social and financial aspects.