Taking Profit with Righteousness:Financial Innovation and Grass-roots Governance——A Case Study Based on"Mountain Town Clerk"of F Rural Commercial Bank
Market entities'engagement in the provision of public goods usually requires financial incentives,while the F"mountain town clerk"system is a financial innovation in which the Rural Commercial Bank indirectly participates in grass-roots governance by"subsidizing"the provision of public goods.The financial innovation of Rural Commercial Bank is different from the financial inclusion model of other commercial banks in the context of rural revitalization,and is also different from the market-oriented public goods supply model.This experience not only reflects the unique function of commercial banks in China's financial system,but also reflects the financial culture of"taking profit with righteousness".The reason is that the"mountain town clerk"extends the grass-roots governance system,and in practice it does achieve"market-government-village community"benign interactions,and improve the level of rural governance Therefore,the"mountain town clerk"is a microcosmic manifestation of the integration of the financial system and national governance with Chinese characteristics.
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