Analysis of the development problems of China's Huimin insurance market
This article analyzes the operating characteristics and problems of the listed Huimin insurance products by sorting out the product characteristics and development status of China's Huimin insurance market,and analyzes the operating characteristics and problems of the listed Huimin insurance products in terms of financing level,payout level,product design and other aspects.At present,the development of Huimin insurance is facing common problems in terms of low participation level,high payout level,and lack of medical insurance data support and so on.Improving the participation level by opening up individual accounts,reducing the risk of payout by dynamically adjusting premiums,and optimizing the product design by sharing medical insurance data and so on will be the main trend and direction of the transformation and the development of Huimin insurance products.