Research on the Impact of Digital Inclusive Finance on Urban Economic Resilience—Based on Data Analysis of 16 Cities in Anhui Province
Urban economic resilience is the key to high-quality economic development.Es-pecially after the COVID-19,whether the economy can recover quickly and grow steadily has become the focus of common concern of the political,business,and academic circles.With the rapid development of information technology,digital inclusive finance has gradually played an important role in promoting economic and social development with its advantages of high service efficiency,low cost,and wide coverage.This article takes 16 prefecture level cities in Anhui Province as examples to describe in detail the current situation of digital inclusive finance and urban economic resilience in Anhui Province in the past decade,and empirically studies the impact of digital inclusive finance on urban economic resilience.The results showed that:1)Anhui Province has achieved significant development in digital inclusive finance,with uneven development within the province and a significant gap with Shanghai,Jiangsu,and Zhejiang.2)Except for Hefei City,other prefecture level cities in Anhui Province generally face the problem of weak urban economic resilience.3)Digital inclusive finance can effectively enhance the resilience of urban economies.4)Entrepreneurship activity and urban-rural in-come gap both play a mediating role in the impact of digital inclusive finance on enhancing urban economic resilience.5)The breadth and depth of coverage in the sub dimensions of digital inclusive finance can effectively enhance the resilience of urban economy,but the ef-fect of digitalization is not significant.6)The role of digital inclusive finance in enhancing urban economic resilience varies among regions,with significant effects in the Anhui River and southern regions,but not in the northern regions.Based on the above conclusions,we propose several suggestions:firstly,to build systematic development measures and accelerate the development of digital inclusive finance.The second is to grasp the mechanism of digital inclusive finance and enhance its effectiveness.Thirdly,we will focus on building gradient resilient cities and promote the comprehensive development of urban economic resilience in the province.
digital inclusive financecitiesresilienceentrepreneur shipincome inequality
NETL
NSTL
万方数据
