Research on Enterprise Risk Analysis Based on Machine Learning and Time Series Prediction
Small and medium-sized enterprises are one of the important driving forces for economic develop-ment.A reasonable and effective credit strategy has been established to solve the financing problems of small and medium-sized enterprises.This paper establishes a credit risk model for small and medium-sized micro enterprises by TOPSIS method;uses the time series model to predict the future development strength of enterprises;and then makes a reasonable prediction of the credit risk of enterprises.Considering the impact of unexpected factors(such as the new coronavirus epidemic)on the economic development of enterprises,it formulates lending strategies for banks.
TOPSIScredit risk assessmenttime series prediction
NETL
NSTL
万方数据
