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密码学在网络支付安全中的应用及其挑战

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随着数字经济的快速发展,网络支付已成为日常生活中不可或缺的一部分.然而,随之而来的安全问题也日益凸显,尤其是在数据保护和交易安全方面的挑战.密码学作为网络支付安全的核心技术之一,其重要性不言而喻.通过概述网络支付系统的基本构成以及所需满足的安全需求,分析密码学在数据传输中的加密技术、身份认证与数字签名网络支付中等核心领域的应用以及安全支付协议的实现,提出网络支付面临的主要安全威胁、密码技术的局限性,以及对抗量子计算的挑战,以期为应对网络支付安全中的挑战提供参考.
The Application and Challenges of Cryptography in Online Payment Security
With the rapid development of the digital economy,online payment has become an indispensable part of daily life.However,the accompanying security issues have become increasingly prominent,especially chal-lenges related to data protection and transaction security.Cryptography,as one of the core technologies for online payment security,plays an undeniable role.This paper outlines the basic structure of online payment systems and the security requirements they must fulfill.It analyzes the application of cryptography in data transmission encryp-tion,identity authentication,digital signatures,and the implementation of secure payment protocols.Additionally,it addresses the main security threats facing online payments,the limitations of cryptographic technology and the challenges posed by quantum computing,with the aim of providing references for addressing challenges in online payment security.

online payment securitycryptographyencryption technologyidentity authenticationdigital sig-naturesecure payment protocol

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忻州云时代技术有限公司,山西 忻州 034000

网络支付安全 密码学 加密技术 身份认证 数字签名 安全支付协议

2024

山西电子技术
山西省电子工业科学研究院 山西省电子学会

山西电子技术

影响因子:0.197
ISSN:1674-4578
年,卷(期):2024.(6)