社会养老保险遗属抚恤法治的反思与重塑
Legal Analysis on Bereavement Benefits in Social Pension Insurance
胡川宁1
作者信息
- 1. 西南政法大学经济法学院(重庆,401120)
- 折叠
摘要
为解决私法制度在面对扶养义务人死亡风险时的失灵问题,现代社会养老保险制度自诞生伊始就涵盖了遗属抚恤.我国劳动保险也早在20世纪50年代就为非因工死亡参保人员遗属设立了抚恤制度.然而,这种劳动保险遗属抚恤制度已难以适应新时代的要求.我们亟须探索建立一套新型社会养老保险遗属抚恤制度,以充分发挥互助共济功能,实现死亡风险的社会化治理.其主要特点包括:制度模式上统一于由社会养老保险基金负责提供资金;遗属范围上与民法扶养义务人的范围保持一致;抚恤金申请上以遗属有抚恤必要为前提;死亡事由上具有无条件性;待遇标准上实现对民法扶养费的替代.
Abstract
The modern social pension insurance system has included bereavement benefits since its inception in order to overcome the inadequacy of private law system in dealing with death risk of support obligors.China's labor insurance also set up a pension system for survivors of insured persons who died of non-work-related deaths as early as the fifties of the last century.However,the system cannot adapt to the requirements of the new era.A new social pension insurance system needs to be established to give full play to the function of mutual assistance and to realize the socialized governance of death risk.Its main features include:first,the survivors'pension are to be funded by the social pension fund;second,there is a consistency between the scope of survivors and that of civil law de-pendents;third,pension applications are subject to the survivor's need for a pension;fourth,the cause of death is unconditional;fifth,there is an alternative to civil law maintenance in the standard of treatment.
关键词
社会养老保险/遗属抚恤/互助共济/私法失灵/社会化治理Key words
social pension insurance/bereavement benefits/mutual assistance/inadequacy of private law/socialized governance引用本文复制引用
出版年
2024
NETL
NSTL
维普
万方数据