Current Characteristics,Cause Analysis and Treatment Countermeasures of Non-performing Loans in Chinese Commercial Banks
Commercial banks play a strong role in promoting the development of China's real economy and financial industry.Under the new normal of economy,effective prevention of non-performing loans and improvement of asset quality have become urgent problems in the financial field.Non-performing loans hinder the daily operation and healthy development of commercial banks,and bring great pressure to the stability of the financial industry.This paper starts with the current situation of non-performing loans of commercial banks,analyzes the causes of non-performing loans and puts forward countermeasures to help China's commercial banks achieve sustainable healthy and stable development.