摘要
随着我国经济的快速发展,商业银行在国民经济中的地位日益提高,对金融改革起到了有力推动作用.然而,商业银行的不良贷款问题也日益凸显,不利于商业银行的日常经营与发展,给金融稳定带来了一定压力.在经济新常态下,有效防范不良贷款的产生,提高资产质量,这已成为金融领域中亟待解决的问题.从商业银行不良贷款的现状入手,分析其产生的原因并提出治理对策,以期助力我国商业银行实现可持续健康发展.
Abstract
Commercial banks play a strong role in promoting the development of China's real economy and financial industry.Under the new normal of economy,effective prevention of non-performing loans and improvement of asset quality have become urgent problems in the financial field.Non-performing loans hinder the daily operation and healthy development of commercial banks,and bring great pressure to the stability of the financial industry.This paper starts with the current situation of non-performing loans of commercial banks,analyzes the causes of non-performing loans and puts forward countermeasures to help China's commercial banks achieve sustainable healthy and stable development.
维普
万方数据