Research on the Financing Willingness and Influencing Factors of Agricultural Moderate Scale Manage-ment Entities:Empirical Analysis of Provincial Data Based on Logit Model
In a certain period of time in the future,the main body of agricultural moderate-scale operation will still face the problem of financial constraints in operation,so it is necessary to expand its financing channels.Based on the survey data of 118 moderately large-scale agricultural operators in Tianjin,this paper analyzed the main factors affecting their financing from financing willingness.The results showed that the financing needs of moderately large-scale agricultural operators were relatively strong,and there were sig-nificant differences in the financing needs of different organizational forms and business scales.In addition,the age,personnel size,annual operating income and capital demand of the operators of moderately large-scale agricultural enterprises,the degree of under-standing of agricultural financing policies,and the interest rate level of financial institutions all had a key impact on their financing intentions.Based on the results of empirical analysis and the field survey data,this paper put forward policy suggestions to alleviate the financing constraints of moderately large-scale agricultural operators,such as improving the knowledge structure of operators,im-proving the development level of the main body,and optimizing agricultural credit products.
agricultural moderate-scale business entitiesfinancing needswillingness to financeLogit model