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金融让利、收入增长与消费促进

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文章将金融机构部门让利的分阶段影响效应测算与资金流量分析方法相结合,设计构造涵盖"收入形成—收入分配—收入使用"全过程的经济影响动态传导分析模型系统。利用2022年国民收入流量核算实际数据,全面测算"金融机构部门让利"这一政策导向下宏观经济运行各机构部门在收入分配与使用环节受到的影响,系统展示金融让利的宏观波及效应。结果显示,金融让利有显著的投资促进效果,能拉动机构部门可支配收入增长,进而促进消费需求规模的扩张,对于我国新内需体系的构建有积极影响。
Concession of Financial Profits,Income Growth and Consumption Promotion
This paper combines the calculation of the phased effect of profit concession of financial sectors with the analysis method of fund flow to design and construct an economic effect dynamic transmission analysis model system covering the whole process of"income formation,income distribution and income use",then uses the actual data of national income flow accounting in 2022 to comprehensively measure the impact that various institutions and departments of macroeconomic operation are subject to in terms of income distribution and income use under the policy orientation of"financial sector surrendering profits",and finally systematically exhibits the macro-spread effect of financial profit concession.The results show that the concession of financial profits has a significant investment promotion effect,can stimulate the growth of disposable income in institutional departments,and then promote the expansion of consumer demand scale,and also has a positive impact on the construction of China's new do-mestic demand system.

concession of financial profitsfund flow modelsteady state structure decompositionincome growthconsump-tion pull

马克卫、苏毅洁

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山西财经大学 统计学院,太原 030006

金融让利 资金流量模型 稳态结构分解 收入增长 消费拉动

2025

统计与决策
湖北省统计局统计科学研究所

统计与决策

北大核心
影响因子:0.612
ISSN:1002-6487
年,卷(期):2025.41(1)