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香港高铁客票电子支付系统设计

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为满足广深港(广州—深圳—香港)高速铁路香港段(简称:香港高铁)旅客外卡支付及跨境退票与改签的需要,结合香港高铁客票系统及电子支付系统升级工作,依照两地金融相关政策及铁路电子支付业务相关规范,对中国国家铁路集团有限公司客票电子支付系统既有业务流程进行再造,提出香港高铁客票电子支付系统设计,为互联网和线下售票应用提供电子支付服务,实现香港高铁客票电子支付跨境购票的通退通改,并提供对账结算、偏差处理、资金清算、支付安全认证等服务.香港高铁客票电子支付应用已实施,取得较好的应用效果,在应用层实现了香港高铁与内地铁路客票电子支付系统的统型,增加铁路客票国际卡支付渠道,为跨境改签与退票提供便利.
Design of ticket electronic payment system for Hongkong high-speed railway
In order to meet the needs of railway ticket foreign card payment,cross-border ticket refund and ticket change of the Guangzhou-Shenzhen Hongkong high-speed railway(Hongkong high-speed railway)in Hongkong Section(Hongkong high-speed railway),in combination with the upgrading of the Hongkong passenger ticket system and the electronic payment system,in accordance with the relevant financial policies of Mainland China and Hongkong and the relevant specifications of the railway electronic payment,the existing business process of the CHINA RAILWAY ticket electronic payment system was rebuilt,and the design of the ticket electronic payment system of the Hongkong high-speed railway was proposed to provide electronic payment services for the Internet and offline ticket selling applications,realize universal changes and refunds of cross-border tickets by electronic ticket payment,and provide reconciliation and settlement,deviation processing,capital clearing,payment security certification and other services.The ticket electronic payment application for Hongkong high-speed railway has been implemented and achieved good application results.The integration of Hongkong high-speed railway and mainland railway ticket electronic payment systems has been realized at the application layer,increasing international card payment channels for railway tickets and providing convenience for cross-border ticket changes and refunds.

Hongkong high-speed railwayrailway ticketelectronic paymentsystem standardizationinternational card paymentcross-border ticket refund and ticket changeuniversal ticket changes and refunds

武婷婷、甘人才、王兴成

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中国铁道科学研究院集团有限公司 电子计算技术研究所,北京 100081

香港高铁 铁路客票 电子支付 系统统型 国际卡支付 跨境改签与退票 通改通退

中国铁道科学研究院基金课题

2022YJ287

2024

10.3969/j.issn.1005-8451.2024.08.09

铁路计算机应用
中国铁道科学研究, 中国铁道学会计算机委员会

铁路计算机应用

影响因子：0.267
ISSN：1005-8451
年,卷(期)：2024.33(8)