中铁银通卡账户线上应用系统的设计与实现
Account online application system of China Railway Yintong Card
王乃珍 1马超 1李雷 1葛会帅 1化小刚2
作者信息
- 1. 中铁银通支付有限公司,北京 100081
- 2. 中铁程科技有限责任公司,北京 100081
- 折叠
摘要
为了给中铁银通卡持卡人提供更便捷的出行服务,并满足铁路局集团公司的实际需求,设计了中铁银通卡账户线上应用系统.该系统配套手机移动端、检票支付业务、操作员管理端、客服系统及报表系统,完成检票乘车联机实时支付;利用授权请求密文校验技术校验卡片真伪;依托接口幂等性规避重复交易风险;通过多重差异处理技术确保偏差式短款及时处理,保障运输收入安全.该系统已在部分城际铁路应用,取得了良好的应用效果.
Abstract
In order to provide more convenient travel services for China Railway Yintong Card holders and meet the actual needs of the China Railway Group Companies,this paper designed an account online application system of China Railway Yintong Card.The system was equipped with a mobile phone terminal,ticket checking and payment services,operator management terminal,customer service system,and reporting system to complete real-time online payment for ticket checking and boarding.It used authorization request ciphertext verification technology to verify the authenticity of cards,relied on interface idempotency to avoid duplicate transaction risks,and ensured timely processing of deviation type short payments through multiple difference processing technology to ensure the safety of transportation revenue.The system has been applied in some intercity railways and has achieved good application results.
关键词
预授权/中铁银通卡/联机实时支付/交易流程/授权密文校验Key words
pre-authorization/China Railway Yintong Card/real-time online payment/transaction process/authorization ciphertext verification引用本文复制引用
出版年
2024
NETL
NSTL
万方数据