China's personal pension system was launched in November 2022,which together with other personal commercial pension financial transaction forms the third pillar of pension,marking the third pillar of pen-sion into a new stage of development.In the face of the accelerating aging of the population,increasing wealth of residents and growth in demand for elderly care,institutional innovation in the third pillar will also usher in a new era of"personal pension"in the field of finance.In view of the imbalance development of the three pillars of pension,the third pillar urgently needs to develop the full potential.As a part of pen-sion finance,pension trust can give full play to its own institutional advantages to promote the development of the third pillar.The paper argues that trust can combine a variety of pension scenarios,set up diversi-fied trust products,and provide targeted pension trust products and service strategies for different types of elderly groups to meet various needs of elders,family members and society,and play a positive role in serving the construction of China's multi-level pension system.
维普
万方数据