数字普惠金融对脱贫攻坚的影响研究
Research on the Impact of Digital Inclusive Finance on Poverty Alleviation
潘东亮 1潘东辉 2杜逸涵1
作者信息
- 1. 首都经济贸易大学 金融学院,北京 100070
- 2. 罗彻斯特理工大学 桑德斯商学院
- 折叠
摘要
本文旨在探究数字普惠金融在经济资源分配、支持供给侧改革的薄弱领域和关键地区方面的作用.研究采用中国统计年鉴、WIND数据库、人民银行等数据平台,以不同维度构建数字普惠金融指数,并使用2011-2018年中国31个省份的面板数据,构建GMM模型,进行数字普惠金融对脱贫攻坚的实证分析,以深入研究其影响程度和机制.研究结果显示,在显著水平下,数字普惠金融对脱贫攻坚产生了积极效应.根据研究成果本文为政策制定提供了具体建议,以最大程度地发挥数字普惠金融对脱贫攻坚的正面影响,助力推动中国经济实现高质量发展.
Abstract
The paper aims to explore the role of digital inclusive finance in the allocation of economic re-sources and supporting the weak areas and key regions of supply-side reform.The study adopts data platforms such as the China Statistical Yearbook,WIND database,and the People's Bank of China to construct digital in-clusive finance indices with different dimensions,and uses panel data from 31 provinces in China from 2011 to 2018 to construct a GMM model to conduct an empirical analysis of digital inclusive finance on poverty al-leviation in order to deeply study the degree and mechanism of its impact.The research results show that digital inclusive finance has a positive effect on poverty eradication at a significant level.Based on the research results this paper provides specific recommendations for policy formulation to maximize the posi-tive impact of digital inclusive finance on poverty eradication and to promote China's economy to achieve high-quality development.
关键词
数字普惠金融/脱贫攻坚/后脱贫时代/动态面板模型Key words
Digital Financial Inclusion/Poverty Alleviation/Post-Poverty Era/Dynamic Panel Modeling引用本文复制引用
出版年
2024
NETL
NSTL
万方数据