数字普惠金融的发展能缩小城乡收入差距吗?——基于农业全要素生产率与乡村创业活跃度视角
Can the Development of Digital Inclusive Finance Narrow the Income Gap Between Urban and Rural Areas?——Based on Agricultural Total Factor Productivity and Rural Entrepreneurial Activity
李娟 1夏可天1
作者信息
- 1. 湖北工业大学 经济与管理学院,湖北 武汉 430068
- 折叠
摘要
中国已全面建成小康社会,正向着第二个百年奋斗目标和实现共同富裕的最终目标前进.缩小城乡收入差距是共同富裕的核心要义之一,数字普惠金融的出现,恰好为缩小我国城乡收入差距提供了一个契机.本文基于2011-2021年中国31个省份的面板数据,选取北京大学数字普惠金融指数,采用固定效应模型,从农业全要素生产率和乡村创业活跃度两个角度出发,对数字普惠金融与我国城乡收入差距的关系进行研究.研究发现,我国城乡收入差距会随着数字普惠金融的发展而逐步缩小.进一步地,数字普惠金融能通过提高农业全要素生产、增强乡村创业活跃度来达到缓解城乡收入差距的目的.异质性研究结果表明,在经济欠发达地区,数字普惠金融的作用效果更强,能更大程度地缓解收入差距.
Abstract
China has built a well-off society in an all-round way,and is moving towards the goal of the sec-ond century and the ultimate goal of achieving common prosperity.Narrowing the income gap between urban and rural areas is one of the core elements of common prosperity,and the emergence of digital inclusive finance just provides an opportunity to narrow the income gap between urban and rural areas in China.Based on the panel data of 31 provinces in China from 2011 to 2021,this paper selects Peking University Digital inclusive finance Index and adopts the fixed effect model to study the relationship between digital inclusive finance and urban-rural income gap in China from the perspectives of agricultural total factor productivity and ru-ral entrepreneurial activity.It is found that the income gap between urban and rural areas in China will gradually narrow with the development of digital inclusive finance.Furthermore,digital inclusive finance can alleviate the income gap between urban and rural areas by improving agricultural total factor production and enhancing rural entrepreneurial activity.Heterogeneity research results show that in economically un-derdeveloped areas,digital inclusive finance has a stronger effect and can alleviate the income gap to a greater extent.
关键词
数字普惠金融/农业全要素生产率/乡村创业活跃度/城乡收入差距Key words
Digtial Inclusive Finance/Agricultural Total Factor Productivity/Rural Entrepreneurial Ac-tivity/Income Gap Between Urban and Rural Areas引用本文复制引用
出版年
2024
NETL
NSTL
万方数据