摘要
科技、绿色、普惠、养老和数字金融合称为实现金融强国战略目标的"五大金融",之所以将"五大金融"提到如此战略高度是因为其与实体经济的发展具有内在联系并有强大的赋能功能.研究发现,虽然"五大金融"服务和作用的领域关注焦点不同,但它们共同目标都是直接或间接驱动实体经济的全面、均衡和可持续发展.文章分析了"五大金融"在实体经济中的作用,指出它们在资源配置、政策制定以及金融产品和服务创新方面的重要性.同时,也提出了加强"五大金融"领域间协同、优化政策环境和强化风险管理的建议,以促进"五大金融"的健康发展和实体经济的高质量增长.
Abstract
Technology finance,green finance,inclusive finance,pension finance and digital finance,collectively referred to as the"Five Major Financial Sectors",are considered strategic goals for achieving financial strength in a country.The reason why the"Five Major Financial Sectors"are elevated to such a strategic level is due to their inherent connection to the development of the real economy and their powerful enabling capabilities.This study has found that although the"Five Major Financial Sectors"focus on different areas of services and functions,their common objective is to directly or indirectly drive comprehensive,balanced,and sustainable development of the real economy.This paper analyzes the role of the"Five Major Financial Sectors"in the real economy,highlighting their importance in resource allocation,policy formulation,and innovation in financial products and services.Additionally,it proposes recommendations to enhance synergy among the"Five Major Financial Sectors,"optimize the policy environment,and strengthen risk management,in order to promote the healthy development of the"Five Major Financial Sectors"and high-quality growth of the real economy.