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基于计算机技术的金融服务系统及用户行为预测研究

Research on financial service system and user behavior prediction based on computer technology

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为加快金融企业数字化转型实现进程,文章探讨了基于计算机技术的数字化金融服务系统设计方案,明确系统分层开发架构;从基础设施、行为监控、任务管理、智能服务 4 个方面设计金融服务系统全流程;围绕智能服务层构建用户金融行为预测模型;通过交叉特征提取、分解因子机与高阶特征提取实现用户金融行为预测.实验结果显示,该系统预测性能良好,可实现智能化金融服务.
In order to accelerate the realization of the digital transformation of financial enterprises,this paper discusses the design scheme of digital financial service system based on computer technology,defines the hierarchical development framework of the system,designs the whole process of financial service system from four aspects,such as,fundamental infrastructure,behavior monitoring,task management and intelligent service.A prediction model of user financial behavior around the intelligent service layer is built.The cross-feature extraction,factorization machine and high-order feature extraction are used to predict user financial behavior.The experimental results show that the system has good predictive performance and can realize intelligent financial services.

digital special projectcomputer technologyfinancial service system

张祖赫、贾佳男

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上海理工大学,上海 200082

唐山工业职业技术大学,河北 唐山 063000

数字化专项 计算机技术 金融服务系统

2024

无线互联科技
江苏省科学技术情报研究所

无线互联科技

影响因子:0.263
ISSN:1672-6944
年,卷(期):2024.21(22)