摘要
金融是现代经济的核心和国民经济的血脉,金融安全关系着中国式现代化建设全局.金融监管是维护金融体系安全稳健运行的重要保障,其改革对实现金融高质量发展至关重要.但目前我国金融监管仍存在法律法规不完善、监管力度不足、协调机制不畅、监管科技水平滞后等问题,严重影响监管的有效性.结合我国金融监管体系的改革发展任务来看,应加强金融法治建设、加大监管和保障力度、强化监管协同、借助科技赋能金融监管,着力防范化解金融风险特别是系统性风险,推动金融高质量发展迈上新台阶.
Abstract
Finance is the core of the modern economy and the lifeblood of the national economy,with financial security being crucial to the overall construction of China-style modernization.Financial regulation is an essential safeguard for the safe and stable operation of the financial system,and its reform and improvement are vital for achieving high-quality development in finance.However,there are still some shortcomings such as incomplete laws and regulations,insufficient supervision and coordination mechanisms,poor coordination mechanisms,and lagging regulatory technology levels,which severely affect the effectiveness of regulation.In light of the tasks of reform and development in China's financial regulatory system,it is necessary to formulate financial laws and regulations,strengthen supervision and investment efforts,improve regulatory coordination and technological level,with a focus on preventing and resolving financial risks,especially systemic risks,and promote high-quality development in finance to a new level.