西安体育学院学报2024,Vol.41Issue(3) :341-351.DOI:10.16063/j.cnki.issn1001-747x.2024.03.008

数字金融如何影响体育消费?——基于CHFS微观家庭数据的分析

Research on the Influence and Mechanism of Digital Finance on Sports Consumption——Analysis Based on CHFS Micro Household Data

张梦林 李国平
西安体育学院学报2024,Vol.41Issue(3) :341-351.DOI:10.16063/j.cnki.issn1001-747x.2024.03.008

数字金融如何影响体育消费?——基于CHFS微观家庭数据的分析

Research on the Influence and Mechanism of Digital Finance on Sports Consumption——Analysis Based on CHFS Micro Household Data

张梦林 1李国平1
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作者信息

  • 1. 西安交通大学经济与金融学院,西安 710061
  • 折叠

摘要

基于微观家庭调研数据,从家庭层面探讨了数字金融对体育消费的影响效应和作用机制.研究发现,数字金融有助于促进体育消费提升.异质性分析表明,这一促进效应在城市、东部地区、女性户主和接受高等教育的家庭更为显著;机制分析表明,数字金融能够通过提升金融素养水平、促进家庭创业决策等路径助力体育消费.由此,应推进数字基础设施建设以筑牢数字金融发展的技术基础,构建数字金融赋能体育消费的应用场景,加强金融知识宣传及优化创业环境,助推数字金融建立激发体育消费潜力的长效机制.

Abstract

Based on the micro household survey data,this paper discusses the impact and mechanism of digital finance on sports consumption from the household level.The study found that digital finance can help promote sports consumption.Heterogeneity analysis shows that this promotion effect is more significant in urban,eastern regions,female-headed households and households with higher education.Mechanism analysis shows that digital finance can help sports consumption by improving the level of financial literacy and promoting family entrepreneurial decision-making.Therefore,we should promote the construction of digital infrastructure to build a solid technical foundation for the development of digital finance,build application scenarios for digital finance to empower sports consumption,strengthen the publicity of financial knowledge and optimize the entrepreneurial environment,and promote digital finance to become a long-term mechanism to stimulate the potential of sports consumption.

关键词

数字金融/体育消费/金融素养/创业决策

Key words

digital finance/sports consumption/financial literacy/entrepreneurial decision

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出版年

2024
西安体育学院学报
西安体育学院

西安体育学院学报

CSTPCDCSSCICHSSCD北大核心
影响因子:1
ISSN:1001-747X
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