This study focuses on the sustainable development of rural finance in Heilongjiang Province,systematically addressing core issues such as single financing channels,uneven service coverage,and the lagging efficiency of traditional models.It provides an in-depth analysis of the de-velopment status of digital inclusive finance in local rural areas,and reveals its mechanisms for pro-moting sustainable development from perspectives including supply-demand contradictions,finan-cial risks,and financial innovation.Using empirical analysis and case study methods,relevant hy-potheses are tested and practical experiences are summarized.The research demonstrates that digital inclusive finance can effectively promote the sustainable development of rural finance in Heilongji-ang Province,offering new pathways for its development.
关键词
数字普惠金融/农村金融/可持续发展/机制
Key words
digital inclusive finance/rural finance/sustainable development/mechanism re-search