首页|数字普惠金融有利于缓解相对贫困吗?

数字普惠金融有利于缓解相对贫困吗?

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2020 年以后,中国绝对贫困全面消除,进入缓解相对贫困的新阶段.如何减缓相对贫困,提升相对贫困治理效率,已经成为一项亟待解决的重要课题.本文基于 2011-2020 年全国 30 个省级空间面板数据,使用空间杜宾模型实证研究数字普惠金融与相对贫困之间的关系.研究发现,相对贫困程度表现出明显的集聚特征,存在显著的空间正相关性;数字普惠金融对相对贫困程度的影响在 1%的水平上显著.具体来看,数字普惠金融的覆盖广度和使用深度有效减缓了相对贫困的趋势;产业结构升级有利于缓解周边地区的相对贫困状况.
Will Digital Financial Inclusion Help Alleviate Relative Poverty?
After 2020,China will completely eliminate absolute poverty and enter a new stage of allevi-ating relative poverty.How to alleviate relative poverty and improve the efficiency of relative poverty management has become an important issue to be urgently solved.Based on the spatial panel data of 30 provincial-level regions from 2011 to 2020,this paper empirically studies the relationship between digital financial inclusion and relative poverty by using Spatial Durbin model.It is found that the de-gree of relative poverty shows obvious agglomeration characteristics and there is a significant positive spatial correlation.The impact of digital financial inclusion on the level of relative poverty is signifi-cant at 1%.Specifically,the coverage breadth and use depth of digital financial inclusion effectively alleviates relative poverty.The upgrading of theindustrial structureis conducive to alleviating the rel-ative poverty in the surrounding areas.

digital inclusive financerelative povertyspatial Durbin model

程静、郝雯利、杜震、王群

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江苏科技大学人文社科学院,江苏镇江 212100

东华理工大学经济与管理学院,江西南昌 330000

湖北工程学院经济与管理学院,湖北孝感 432000

数字普惠金融 相对贫困 空间杜宾模型

2024

湖北工程学院学报
湖北工程学院

湖北工程学院学报

CHSSCD
影响因子:0.306
ISSN:2095-4824
年,卷(期):2024.44(2)
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