Research on the Impact and Path of Digital Inclusive Finance on Rural Household Income Increase from the Perspective of Rural Revitalization
Based on the provincial panel data of 31 provinces,autonomous regions and cities in mainland China from 2012 to 2021,this paper analyzed the income-boosting effect and pathway of digital inclusive finance for rural households through the combined double fixed model and moderation effect model.The research findings showed that digital inclusive finance could significantly promote the improvement of rural household income;the"access to finance"and"access to information"both had a positive moderating effect on the income-boosting effect of digital inclusive finance for rural households,the heterogeneity analysis showed that the positive impact of digital inclusive finance coverage on rural household income was the most significant,and the positive effect of digital inclusive finance development on rural households with low education level was more significant.This paper plays a positive and constructive role in promoting rural revitalization,increasing rural household income,and narrowing the urban-rural income gap.
digital inclusive financerural revitalizationincreased income for farmersmoderating effect