首页|数字普惠金融如何影响农户农机社会化服务的采纳?——基于CLDS数据的分析

数字普惠金融如何影响农户农机社会化服务的采纳?——基于CLDS数据的分析

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在数字乡村建设加快推进的背景下,文章利用中国劳动力动态调查数据与北京大学数字普惠金融指数,实证研究了数字普惠金融对农户农机社会化服务采纳的影响及其作用机理.结果表明:(1)数字普惠金融可以促进农户对农机社会化服务的采纳,不管是数字普惠金融总指数还是覆盖广度、使用深度,均具有显著的促进作用.(2)经过内生性处理和稳健性检验,数字普惠金融依然正向影响农机社会化服务的采纳.(3)利用中介效应模型对作用路径的分析发现,数字普惠金融可以通过促进农户非农创业、劳动力务工以及农地转入来促使其采纳农机社会化服务.基于以上结论提出两点启示:一是继续推进数字普惠金融在农村的发展,不断提高其覆盖广度和使用深度.二是根据中介路径来看,应鼓励农户非农创业和就业,还要进一步完善农地流转市场,更好地发挥中介传导作用,从而促进农机社会化服务的发展.
How Does Digital Inclusive Finance Affect Farmers'Adoption of Agricultural Machinery Services?——Analysis Based on CLDS Data
Against the background of accelerating the construction of digital rural areas,this article empirically studies the impact and mechanism of digital inclusive finance on farmers'adoption of agricultural machinery services by farmers,using data from the China Labor Force Dynamic Survey and the Peking University Digital Inclusive Finance Index.The results are as follows.(1)Digi-tal inclusive finance can promote farmers'adoption of agricultural machinery services,both the overall index of digital inclusive fi-nance and the breadth and depth of coverage,have a significant promoting effect on it;(2)after endogeneity processing and robust-ness testing,digital inclusive finance still has a positive impact on the adoption of agricultural machinery services;(3)using the me-diation effect model to analyze the action path,it is found that digital inclusive finance can promote the adoption of agricultural ma-chinery socialization services by promoting non-agricultural entrepreneurship,labor force migration,and land transfer among farm-ers.Based on the above conclusions,it is proposed to continue to promote the development of digital inclusive finance in rural ar-eas,and continuously improve its coverage and depth of use;from the perspective of intermediary pathways,it is necessary to en-courage non-agricultural entrepreneurship and employment among farmers,and further improve the agricultural land transfer mar-ket to better play the role of intermediary transmission,thereby promoting the development of agricultural machinery services.

digital inclusive financeservices for agricultural machinerynon agricultural entrepreneurshiplabor migrationagricul-tural land transfer

王慧敏、朱建军

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山东农业大学经济管理学院,山东 泰安 271000

数字普惠金融 农机社会化服务 非农创业 劳动力务工 农地转入

教育部人文社会科学研究规划基金项目山东省自然科学基金项目

21YJA790085ZR2021MG051

2024

新疆农垦经济
新疆生产建设兵团农垦经济研究会 新疆生产建设兵团发展和改革委员会

新疆农垦经济

CHSSCD
影响因子:0.313
ISSN:1000-7652
年,卷(期):2024.(2)
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