Against the background of accelerating the construction of digital rural areas,this article empirically studies the impact and mechanism of digital inclusive finance on farmers'adoption of agricultural machinery services by farmers,using data from the China Labor Force Dynamic Survey and the Peking University Digital Inclusive Finance Index.The results are as follows.(1)Digi-tal inclusive finance can promote farmers'adoption of agricultural machinery services,both the overall index of digital inclusive fi-nance and the breadth and depth of coverage,have a significant promoting effect on it;(2)after endogeneity processing and robust-ness testing,digital inclusive finance still has a positive impact on the adoption of agricultural machinery services;(3)using the me-diation effect model to analyze the action path,it is found that digital inclusive finance can promote the adoption of agricultural ma-chinery socialization services by promoting non-agricultural entrepreneurship,labor force migration,and land transfer among farm-ers.Based on the above conclusions,it is proposed to continue to promote the development of digital inclusive finance in rural ar-eas,and continuously improve its coverage and depth of use;from the perspective of intermediary pathways,it is necessary to en-courage non-agricultural entrepreneurship and employment among farmers,and further improve the agricultural land transfer mar-ket to better play the role of intermediary transmission,thereby promoting the development of agricultural machinery services.
关键词
数字普惠金融/农机社会化服务/非农创业/劳动力务工/农地转入
Key words
digital inclusive finance/services for agricultural machinery/non agricultural entrepreneurship/labor migration/agricul-tural land transfer