首页|乡村振兴背景下农村金融高质量发展对城乡融合的影响研究

乡村振兴背景下农村金融高质量发展对城乡融合的影响研究

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城乡融合是乡村全面振兴的关键所在,农村金融高质量发展则是缩小城乡差距、促进城乡融合发展的动力源泉.文章基于2012-2022年我国30个省份(不含港、澳、台、藏)的面板数据,考察农村金融高质量发展对城乡融合的影响.结果表明,(1)农村金融高质量发展能够显著促进城乡融合,并且这种促进作用区域异质性明显,在我国东部、中部和西部地区作用显著,呈"东-西-中"的影响态势,在东北地区则不显著;(2)数字经济发展水平在农村金融高质量发展对城乡融合的影响中具有正向显著的中介效应;(3)农村金融高质量发展对城乡融合的影响存在正向空间溢出效应,即一个地区农村金融高质量发展能有效促进周边地区的城乡融合发展,并且这种空间溢出效应对相邻地区的作用比对本地区更为明显.因此,农村金融高质量发展应深化农村金融改革,加强各地区的合作交流,提升农村数字化发展水平和数字金融服务能力,打造多元特色的农村金融服务,从而促进城乡融合.
The Impact of High-Quality Rural Financial Development on Urban-Rural Integration under the Background of Rural Revitalization
Urban-rural integration is the key to the overall revitalization of rural areas,and the high-quality development of rural fi-nance is the driving source to narrow the gap between urban and rural areas and promote the development of urban-rural integra-tion.Based on the panel data of 30 provinces in China from 2012 to 2022(excluding Hong Kong,Macao,Taiwan and Tibet)this paper investigates the impact of high-quality development of rural finance on urban-rural integration.The results show that:(1)the high-quality development of rural finance significantly promotes urban and rural integration,with regional heterogeneity in this effect.It is notably significant in the eastern,central,and western regions of China,showing an"East-West-Central"impact trend,but is not significant in the Northeast;(2)the development level of digital economy has a positive and significant mediating effect on the impact of high-quality rural financial development on urban-rural integration;(3)there is a positive spatial spillover effect of high-quality rural financial development on urban-rural integration,meaning that the development of rural finance in one region can effectively promote urban-rural integration in surrounding areas,with this spatial spillover effect being more pronounced in ad-jacent regions than in the region itself.Therefore,high-quality rural financial development should deepen rural financial reform,strengthen regional cooperation and exchanges,improve rural digital development level and digital financial service capabilities,and create diversified and distinctive rural financial services,thus promoting urban-rural integration.

rural revitalizationhigh-quality rural financial developmenturban-rural integrationdevelopment level of digital economy

依布拉音·巴斯提、张福澳

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新疆财经大学金融学院,新疆 乌鲁木齐 830012

乡村振兴 农村金融高质量发展 城乡融合 数字经济发展水平

2024

新疆农垦经济
新疆生产建设兵团农垦经济研究会 新疆生产建设兵团发展和改革委员会

新疆农垦经济

CHSSCD
影响因子:0.313
ISSN:1000-7652
年,卷(期):2024.(12)