Research on Financial Behavior Supervision and Consumer Protection
With the deepening reform of financial regulation in China,financial behavior supervision and con-sumer protection have received a high level of attention.This paper analyzes the intrinsic,structural and environ-mental causes of financial behavioral risks,points out that China should be based on the stage of development of the financial market,taking into account the efficiency,cost,synergy and appropriateness of financial supervision,and focuses on solving the problems of relatively lagging behind in the construction of financial behavioral supervi-sion system,poor functioning of the financial consumer protection mechanism,lack of implementation of the main responsibility of financial institutions,and improvement of consumers'financial literacy.It proposes to continuous-ly improve the financial behavioral supervision system and realize the whole process and continuous protection of financial consumers.
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