High-Quality Development of Inclusive Finance Empowered by Data Elements:Theoretical Logic,Practical Problems and Path Exploration
As a new factor of production,data is the core driving force for the development of digital economy and an essential strategic resource for the construction of a financial powerhouse.Data elements,by virtue of their attributes such as virtual substitutability,non-competitiveness,dynamic re-al-time nature and Marshallian externalities,can help inclusive finance reduce costs,increase efficiency and achieve high-quality development.However,in this process,there are also problems such as unclear data rights and pricing mechanisms,data infrastructure need to be improved,insufficient public data supply system,and data regulatory system need to be perfected.Therefore,we should give full play to the role of active government and ef-fective market,and start from the aspects of data market development,data infrastructure construction,public data supply,and data risk regulation,so as to realize the data elements empowering the high-quality development of in-clusive finance.
data elementsinclusive financehigh-quality developmentdata securitydata regulationdigital economydigital financefinancial powerhouse
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