Digital Finance Enables the Cross-Border E-Commerce:Theoretical Logic,Realistic Dilemma and Development Path
Cross-border e-commerce and other new forms of trade are an important carrier of China's opening up to the outside world,a new driving force for the development of international trade,and have become an impor-tant force in promoting the transformation and upgrading of China's foreign trade.However,cross-border e-com-merce is currently facing many problems such as high logistics costs,difficult enterprise financing,high cross-bor-der risk,etc.The development of digital finance provides new development opportunities for cross-border e-com-merce.Based on the theoretical logic of digital finance empowering the cross-border e-commerce,this paper sys-tematically analyzes the development status and technical application of digital finance serves the cross-border e-commerce,and discusses the problems and challenges faced in the process.Based on this,this paper proposes countermeasure suggestions for regulators and commercial banks to apply digital finance to promote the develop-ment of cross-border e-commerce,so as to facilitate the comprehensive transformation of cross-border financial business and accelerate the global layout of Chinese cross-border e-commerce enterprises.
digital financedigital economycross-border e-commercedigital tradeforeign tradecross-bor-der financefinancial technologydigital RMB