Research on the Efficiency Evaluation and Path Optimization of the Development of Agricultural Insurance to Help the Cultivation of Agricultural New Quality Productivity in China——Analysis Based on the DEA-Malmquist-Tobit Model
Based on the provincial panel data in China from 2015 to 2022,this paper uses the DEA-Malmquist-Tobit model to study the efficiency,dynamic change trend and driving factors of agricultural insurance development to help the cultivation of agricultural new quality productivity,and the results show that:the overall level of the efficiency of agricultural insurance development to help the cultivation of agricultural new quality pro-ductivity in China is not high,showing a state of first increasing and then stabilizing,which is mainly caused by the small scale efficiency.The comprehensive efficiency of the western region shows a growing trend,the compre-hensive efficiency of the central part shows a trend of first increasing and then gradually stable,and the compre-hensive efficiency of the eastern part shows a trend of first increasing and then decreasing.The overall average val-ue of the total factor productivity index(MI)of the development of agricultural insurance to help the cultivation of agricultural new quality productivity in China is greater than 1,and the efficiency margin increases.The low change index of technological progress efficiency is the main constraint for the development of agricultural insur-ance to improve the efficiency of China's agricultural new quality productivity cultivation.The efficiency types of agricultural insurance development to help the cultivation of agricultural new quality productivity in China can be divided into four categories,namely,potential type(type Ⅰ),sunrise type(type Ⅱ),golden type(type Ⅲ),and sunset type(type Ⅳ).Improving the level of agricultural insurance technology,increasing the number of agricultural in-surance institutions,expanding investment in agricultural science and technology research and development,and enhancing agricultural risk perception are effective ways to optimize the development of agricultural insurance and help cultivate the efficiency of agricultural new quality productivity.