Inclusive Insurance and Relative Poverty Alleviation under the Goal of Common Prosperity:Based on the Data from 31 Provinces between 2008 and 2021
Based on the goal of common prosperity,this paper analyzes the mechanism of inclusive insurance to alleviate relative poverty,and establishes the basic panel regression model,threshold regression model and spatial Durbin model to empirically test the alleviation effect of inclusive insurance on relative poverty.The results show that the inclusive in-surance significantly reduces the gap between the rich and the poor by improving the living security,stabilizing the in-come of the relatively poor and perfecting the income distribution during the sample period.Considering the income difference of the relatively poor,inclusive insurance has a threshold effecton alleviating relative poverty.Through the flow of people and information exchange in neighboring areas,the universal insurance has a spatial linkage effect on rel-ative povertyalleviation,and the spillover effect between provinces is stronger than that within provinces.Therefore,the proposed policy and recommendations are put forward to alleviate relative poverty and achieve common prosperity by promoting the high-quality development of inclusive insurance,improving the disposable income of the relatively poor,and reconciling the inter-provincial development of inclusive insurance as well.
common prosperityinclusive insurancerelative poverty
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