Supply Chain Credit Risk Contagion,Banking Strategy,and Risk Control
Under the impact of sudden events such as supply chain disruption and the novel coronavirus epidemic,the problem of credit risk contagion in supply chain firms has become increasingly prominent.Developing effective measures to control risk contagion among supply chain has become one of the most urgent issues in supply-chain risk management.Therefore,this paper analyzes the associated relationship of supply chain and the credit risk contagion path by constructing a tripartite game model with a supplier,a retailer,and a bank.It also studies the impact of related factors on the decisions of three players which could further affect the intensity of credit risk contagion.Moreover,it explores the role that the bank could play in restraining credit risk contagion.The results show that changes in the product price and the production cost have a significant effect on the decisions of the retailer and the supplier and the contagion intensity.However,the bank could keep the contagion intensity at a low level and obtain the locally optimal profit by setting the credit limit.Furthermore,the bank could realize global optimization and maintain a relatively lower contagion intensity if it adopts the dual-credit strategy of setting both the credit limit and the loan interest rate.
国家科技期刊平台
NSTL
万方数据
维普
