Research on Institutional Optimization of the Basic Old Age Pension Insurance Scheme for Urban and Rural Residents
Currently,the Basic Old Age Pension Insurance Scheme for Urban and Rural Residents(referred to as"Urban-Rural Pension"hereafter)in China has entered a new stage of improvement,and optimizing the system has become a vital issue.The Urban-Rural Pension system,as the basic social insurance system,currently faces the main problems of low treatment level of the old age insurance for urban and rural residents,large elderly population in rural areas,low management hierarchy,and prominent issues of fairness and sustainable development.Therefore,the paper proposes six optimization measures from three aspects in insurance benefits,insurance structure,and management services:raising the minimum payment standard for urban and rural residents to participate in Urban-Rural Pension system;establishing a growth mechanism for Urban-Rural Pension system;introducing collective subsidies to promote the optimization of the insurance payment structure;guiding flexible employees,landless farmers,and other urban and rural residents of working age to participate in the Basic Endowment Insurance for Enterprise Employees(BEIEE);exploring the channels and methods for diverting urban and rural residents from participating in Urban-Rural Pension system to participating in BEIEE;exploring ways to expand the management hierarchy of Urban-Rural Pension system.
Basic Old Age Pension Insurance Scheme for Urban and Rural ResidentsTreatment Adjustment MechanismInstitutional Optimization
万方数据
维普
