首页|如何破解医保基金监管难题——基于山西省吕梁市"三医联动"医保人工智能审核的分析

如何破解医保基金监管难题——基于山西省吕梁市"三医联动"医保人工智能审核的分析

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医疗保障基金是人民群众的"保命钱""救命钱",管好、用好医保基金,关系到我国医疗保障体系的健康持续发展,更关系到广大人民群众的切身利益.近年来,医疗保障基金规模大、业务链条长、使用主体多、风险点多、监管难度大与专业监管力量不足、监管手段有限、制度体系不完善之间的矛盾日益突出,欺诈骗保、过度诊疗、基金滥用等问题较多,医疗保障基金安全也受到挑战.因此,如何破解医疗保障基金监管难题,管好、用好百姓的"救命钱",保证其安全、高效、可持续发展,是重要的社会问题.山西省吕梁市在医疗保障基金监管方面积极探索,应用人工智能技术(Artificial Intelligence,AI)创新机制,打出监管组合拳,筑牢基金使用安全"防火墙",在提升医疗保障基金智能监管方面,取得了明显成效.一系列的创新探索,创造了医疗保障基金监管的"吕梁实践",为破解医疗保障基金监管难题给出了"吕梁答案",为推进我国医疗保障基金监管提供了"吕梁经验".
How to Solve the Problem of China's Medical Insurance Fund Supervision——Analysisases Based on the"Three-Medical-Reform"and Artificial Intelligence Review in Lvliang City,Shanxi Province
Medical insurance fund is"life-saving money"of the people.Effectively managing and utilizing medical insurance fund is crucial for the sustainable development of China's healthcare security system and the well-being of the general public.In recent years,the contradictions have become increasingly prominent between the large scale of medical insurance fund,the complexity of the business chain,the multitude of stakeholders,the numerous risk factors,and the challenges in supervision due to insufficient specialized regulatory personnel,limited regulatory tools,and an imperfect institutional framework.The security of medical insurance fund is under threat.Therefore,solving the supervision problem of medical insurance fund and ensuring the prudent and efficient use of this"life-saving money"have become significant social concerns.Lvliang City in Shanxi Province has actively explored the supervision of medical insurance fund,employing Artificial Intelligence(AI)technology,innovating mechanisms,employing a combination of regulatory measures,and building a secure"firewall"for fund usage.Significant progress has been made in enhancing intelligent supervision of medical insurance fund.It can be said that a series of innovative explorations have created the"Lvliang Practice"of medical insurance fund supervision,providing a"Lvliang Solution"to the challenges of medical insurance fund supervision and offering the"Lvliang Experience"for promoting the supervision of medical insurance fund.

medical insurance fundsupervision method"three-medical-reform"intelligent

张园园

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中共中央党校(国家行政学院)党的建设教研部

医保基金 监管方式 "三医联动" 智能化

2024

行政与法
吉林省行政学院

行政与法

CHSSCD
影响因子:0.338
ISSN:1007-8207
年,卷(期):2024.(2)
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