首页|城乡居民养老保险对家庭双代经济流动的影响——基于中国健康与养老追踪调查数据

城乡居民养老保险对家庭双代经济流动的影响——基于中国健康与养老追踪调查数据

扫码查看
利用"中国健康与养老追踪调查"(CHARLS)数据,通过构建多元线性模型,实证分析城乡居民养老保险对家庭内部亲子代经济流动的影响.结果发现,"经济面向"的城乡居民养老保险挤出了子代向亲代提供的经济支持,但对亲代的经济"逆反哺"并无显著影响;双代婚姻状况、受教育水平和亲代家庭资产均正向显著影响家庭代际经济的双向流动;子女之间存在"攀比效应"和"示范效应";子代家庭收入正向影响向上代际经济支持.因此,老年人养老水平的提高需要从国家、社会和家庭层面共同着力:国家提高城乡居民养老保险的保障水平,鼓励老年人隔代照料孙子女;市场进一步完善养老服务;家庭发挥情感保障作用,关照独子女失能老人.
The Impact of Urban and Rural Residents'Endowment Insurance on the Eco-nomic Mobility of Family Generations:Empirical Analysis Based on 2018 CHARLS Data
Using the data of"China Health and Pension Longitudinal Survey"(CHARLS),the impact of urban and rural residents'pension insurance on the economic flow of parent-child generation within families was empirically analyzed by constructing a multivariate linear model.The results show that the"economically ori-ented"old-age insurance for urban and rural residents squeezes out the economic support provided by the children to the parents,but it has no significant impact on the economic"reverse feeding"of the parents.The marital status,the level of education and parental family assets all positively affect the two-way flow of the in-tergenerational economy of the family.There is a"comparison effect"and a"demonstration effect"between children;the family income of the offspring positively influences the economic support of the upper generation.Therefore,it is necessary to improve the level of urban residence security and play the role of family emotional security,encourage the elderly to take care of their grandchildren,take care of the disabled elderly with only children and improve the market for elderly care services.

social endowment insurance for urban and rural residentsintergenerational economic transfersfamily care

郭永芳、刘雯瑛、王浩林

展开 >

安徽财经大学财政与公共管理学院,安徽蚌埠 233030

城乡居民养老保险 代际经济转移 家庭养老

安徽省哲学社会科学规划项目

AHSKF2019D028

2024

宜宾学院学报
宜宾学院

宜宾学院学报

CHSSCD
影响因子:0.185
ISSN:1671-5365
年,卷(期):2024.24(7)