首页|基于数字普惠金融视角的新质生产力及其关系研究

基于数字普惠金融视角的新质生产力及其关系研究

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新质生产力这一概念由习近平总书记在2023年9月于黑龙江省考察调研期间首次提出,主要以技术创新为主导,摒弃传统经济增长模式和生产力演进路径,展现高科技、高效能和高质量特征.而数字普惠金融利用数字化及金融工具助力地区经济发展,提高地区的金融科技创新水平及区域产业升级.基于此,文章采用2012-2022年中国30个省(直辖市、自治区)的面板数据,实证检验了数字普惠金融对新质生产力的影响.研究结果表明:数字普惠金融提升新质生产力水平;机制分析表明,数字普惠金融通过提升科技创新和产业结构升级来促进新质生产力发展;异质性分析表明,数字普惠金融对新质生产力的影响存在明显的区域异质性和阶段性特征.因此,对数字普惠金融助力区域新质生产力发展需因"群"施策,要针对不同省份数字普惠金融的发展提出相应策略以助力新质生产力水平引领中国经济高质量发展.
Exploring the Connotations of New-quality Productivity and its Relationships with Others in the Perspective of Digital Inclusive Finance
The concept of new-quality productivity was first proposed by CPC General Secretary Xi Jinping during his visit to Hei-longjiang province in September 2023.New-quality productivity focuses mainly on technological innovation,abandons the traditional economic growth models and development paths of productivity,and exhibits high-tech,high-efficiency and high-quality character-istics.And digital inclusive finance uses digitalization and financial tools to support the regional economic development,improve the level of innovation in the regional financial technology and regional industrial upgrading.Based on this,this paper empirically examines the impact of digital inclusive finance on new-quality productivity by using the panel data from 30 provinces(autonomous regions and municipalities directly under the Central Government)in China from 2012 to 2022.The results show that digital inclusive finance can increase the level of new-quality productivity,the mechanism analysis shows that digital inclusive finance promotes the development of new-quality productivity by enhancing the scientific and technological innovation and upgrading the industrial structure,and the heter-ogeneity analysis shows that the impact of digital inclusive finance on new-quality productivity has obvious regional heterogeneity and stage characteristics.Therefore,the development of digital inclusive finance to support the regional new-quality productivity should rely on the"group-based"strategy,and corresponding strategies should be taken for the development of digital inclusive finance in different provinces to promote China's new-quality productivity to lead the high-quality development of China's economy.

digital inclusive financenew-quality productivityscientific and technological innovationupgrading of the industrial structure

杨国玉、唐亮

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东北师范大学经济与管理学院,吉林长春 130117

数字普惠金融 新质生产力 科技创新 产业结构升级

国家社会科学基金重点项目教育部人文社会科学规划项目吉林省科技发展计划项目吉林省高等教育教学改革研究课题

18AJL00620240701036FG20224BR6KGP001W

2024

云南民族大学学报(哲学社会科学版)
云南民族大学

云南民族大学学报(哲学社会科学版)

CSTPCDCSSCICHSSCD北大核心
影响因子:0.68
ISSN:1672-867X
年,卷(期):2024.41(5)