Farmers'Satisfaction with Insurance Compensation Caused by Asian Elephant Accidents and Its Influencing Factors
Wildlife is an important part of the natural ecosystem.The relationship between wild animals and human beings plays an important role in realizing the construction of ecological civilization and constructing harmonious ecological rela-tions.In recent years,accidents involving Asian elephant(Elephas maximus)have occurred frequently in Yunnan,seri-ously affecting the production and life of local people.Wildlife accident public liability insurance,as an important public prod-uct to alleviate human-animal conflict in China,has aroused widespread public concern.As an important participant,farm-ers'satisfaction with insurance compensation is an important measure to measure the effect of insurance implementation.Based on the review of previous studies,we puts forward theoretical hypotheses from four dimensions:personal traits,fam-ily characteristics,cost-effectiveness and policies.Field investigations were carried out in Pu'er City and Xishuangbanna Prefecture in Yunnan Province to obtain relevant data of compensation satisfaction.A binary Logistic regression model was used to analyze the factors affecting the satisfaction degree of insurance compensation of the farmers caused by Asian el-ephant accident,so as to clarify the optimization direction of public liability insurance for wildlife accidents from the perspec-tive of farmers.The results show that:the satisfaction rate of farmers affected by Asian elephant accident to public liability insurance compensation is not high,and personal characteristics,family characteristics,cost-effectiveness and policies have a significant impact on the satisfaction rate.Among them,the direct loss cost,the indirect loss cost of production and life,the psychological trauma cost and the opportunity cost of social and economic development have a significant negative impact on the satisfaction of insurance compensation,while the economic benefit,ecological benefit,policy understanding degree,policy formulation evaluation and policy implementation evaluation have a significant positive impact on satisfaction degree of insurance compensation.Based on the above analysis,we put forward countermeasures and suggestions from the perspective of the government,insurance companies and farmers,in order to provide reference for further optimization and improvement of public liability insurance for wildlife accidents and biodiversity protection.
Asian elephant(Elephas maaximus)Damaged farmersCompensation satisfactionBinary Logistic regression method
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万方数据
