Research on Optimal Control of Green Credit Risk Considering Different Cooperation Modes and Multiple Rewards and Punishments
The optimal control of green credit risk is conducive to promoting the stable and sustainable development of green credit and realizing the win-win situation of environmental,economic and social benefits.This study integrates the behaviors of government department,environmental protection department,financial institution and enterprise into the same theoretical system,fully considering the environmental factors,economic factors and social factors that affect the optimal effort level of participants and the optimal trajectory of green credit risk.On this basis,the paper constructs the optimal control model of green credit risk under different cooperation modes,analyzes the effort level of participants under different situations,compares the optimal trajectory of green credit risk,and finds out the problems and causes of the optimal control of green credit risk.The results show that the four-party cooperation mode has obvious advantages in the optimal control of green credit risk.Second,the participation of the government can effectively stimulate the enthusiasm of the remaining partners.Third,there are obvious interest coexistence and input interaction between financial institution and enterprise.Fourth,subsidies and punishment measures can stimulate and constrain the cooperation process,but play a limited role in the non-cooperative mode.Fifth,the higher the level of synergy of participants,the more conducive to the optimal control of green credit risk.Therefore,it is necessary to flexibly use a variety of intervention means,evaluate the use of subsidies and strengthen public opinion supervision,to prevent financial institution and enterprise from misappropriating green subsidies for other purposes.At the same time,it needs to establish risk standards that meet the characteristics of domestic green credit development,and unify the evaluation and control basis of green credit risk.
green creditgreen credit riskoptimal controlrisk optimization
万方数据
维普
